Specialty Mortgage Products
How about 0% interest for the six months on a 5 year term or 1.89% interest for the first year of your 5 year fixed mortgage. Both products have a great 3.89% interest rate for the remaining term after the incentive period. This is an excellent product for someone looking to pay down their mortgage faster initially or wanting a lower mortgage payment for the first year of their mortgage. Ask us about the details.
Quick Close Specials
At any given time we have lenders that need to get money out into the market by the form of a mortgage. Whether it be through the big banks, credit unions, or trust companies we have special rate discounts available if your mortgage is funding within 30 to 60 days of our application. These quick close rates have allowed clients to save thousands of dollars by simply moving up their possession or refinance dates to meet the criteria. Ask us about our specials.
Cashback Mortgages
We have mortgage products that pay up to 7.5% cashback upon closing. The best news is that you can use the cashback for a portion or your entire downpayment. Too many buyers miss the market while waiting to save up a downpayment. Whether you have 0%, 1%, 2% or 5% downpayment, we can find mortgages to assist you in purchasing today while the rates are low and the property prices are great.
Many people also use the cash back for upgrades or renovations they may require. Ask us about our specials.
Flexdown
Did you know that you can borrow the downpayment or a portion from a line of credit or credit card to use for downpayment? There is a credit rating cut-off for this program, but it allows clients to borrow a portion of their downpayment and get the market best rates on the remaining 95% mortgage. Ask us about our specials.
